SMN Financial Disclosures

Form CRS

Account Disclosures, Agreements, Fee Schedules & Conflicts of Interest

• Account Agreements and Account Packets
• Brokerage Compensation and Related Conflicts of Interest
• Fee Schedules - Service and Advisor Fee Schedules
• Third Party Compensation and Related Conflicts of Interest
• LPL Form ADV, Part 2A "Brochure" for Advisory Services
• Notice of Changes Relating to Distributions Upon Death
• LPL Financial Relationship Summary
• Margin Disclosure Statement
  
• Margin Interest Rate Disclosure

Automatic Cash Sweep Programs and SIPC Coverage

• FDIC-Insured Bank Deposit Sweep Programs (LPL ICA and DCA)
• SIPC Coverage

Financial Institution Disclosures

Working with a Financial Professional Associated with a Financial Institution

Other Important Disclosures

• Investment Adviser Code of Ethics
• Code of Conduct – Employees and Advisors
• Code of Conduct – Non-employee Directors

Investor Regulatory & Educational Resources

Regulatory Educational Resources

• Investor Regulatory Resources
• How Fees and Expenses Affect Your Portfolio

SMN Educational Resources

• Financial Transfer of Benefits Related to Death
• Investment Objectives
• Understanding Mutual Fund Share Classes
• Investment Risk Library
• Information About Investment Proposal Tools
• Information Regarding the Impact of Fees on Performance in Investment Proposals

SMN Financial SMN Financial Reports

• SMN Financial LLC Statement of Financial Condition December 31, 2023
• SMN Financial LLC Statement of Financial Condition June 30, 2023
• SMN Financial LLC Statement of Financial Condition December 31, 2022
• SMN Financial LLC Statement of Financial Condition June 30, 2022
• SMN Financial LLC Statement of Financial Condition December 31, 2021
• SMN Financial LLC Statement of Financial Condition June 30, 2021

Market & Trading Disclosures

• Call Securities Lottery Disclosure
• Disclosures for Market, Equity Price, and Volume Volatility
• EMMA / Material Events Disclosure
• Fixed Income Client Statement Pricing Disclosure
• Fixed Income Extreme Market Conditions Disclosure
• Fractional Share Transactions
• SEC Rule 606 Report Disclosures
• Third-Party Portfolio Manager Trading Practices
• CD Underwriting Disclosure

Consumer Privacy, Data, Security and Business Continuation Plan

• Business Continuation Plan
• How SMN Secures Your Information
• How to Protect Your Own Information
• Identity Theft Prevention/Red Flag Policy
• Privacy/Security

Retirement Plans and Individual Retirement Accounts Disclosures

• IRA Rollover Information
• Retirement Account Disclosures
• Retirement Plan Disclosures